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Benefits of Credit Card Which You Don’t Want To Miss

A credit card is a payment card that allows cardholders to make credit purchases both online and in-store. Financial institutions issue credit cards depending on card applicants' credit history and other variables. Credit card members can use their cards to make purchases up to a specific amount. MoneyFinserv clients after buying credit card , must remember to make the payment within 45 days.The card issuer determines the card limit based on the cardholder's credit history, income, and other variables.

Apply For Credit Card Loan

Features of Credit Card

The main features of the Credit Card are as follow :-

  • Credit Limit
  • Interest Rate
  • Balance Transfer
  • Fraud Protection
  • Annual Fee
  • Grace Period
  • Cashback , Rewards and other offer
  • Activate your card.

Elibility and Documents Required To Get a Credit Card

Here are some eligibility and documents requirement to get a credit card which must to be follow :-

  • Age range should be 18 years – 70 years
  • Must be residence of Delhi NCR
  • Applicant must have identification such as – PAN card, Aadhar card,Utility bills and driving licence
  • Must have latest salary slip for salaried and 6 months bank statement for self – employment
  • Passport size photograph

However, certain customers are pre-approved for credit cards based on their business relationship with the credit issuer. There are no documentation required for a pre-approved credit card.

Advantages of Applying For Credit Card On MoneyFinserv

MoneyFinservprovides a complete application process, Let's have a look at the benefits of applying for a credit card through us.

  • Easy to Compare a variety of credit cards
  • A straightforward application procedure
  • Customer service is available 24*7 hours
  • Emergency Fund
  • Help you to build credits
  • Expert advice
  • Wide selection of cards
  • Rewards and benefits

FAQ

  • A credit card provides you with a line of credit that you can use for debt transfers, purchases, and cash advances. You must repay the sum by the due date provided by MoneyFinserv. After purchasing credit card , you must remember to make the payment within 45 days.

  • You can apply for a credit card online by visiting the MoneyFinserv website and filling out the application form. Personal and financial information, such as your name, address, income, and work data, will be required.

  • The interest rate on MoneyFinserv credit cards varies depending on the type of card you have and your creditworthiness. The interest rate can range from 12% to 36% per annum.

  • The credit limit on a MoneyFinserv credit card depends on various factors such as your income, credit score, and credit history. The credit limit can range from a few thousand to several lakhs of rupees.

  • If you lose your MoneyFinserv credit card, you should report it immediately by calling the customer service number on the back of your card. MoneyFinserv will block your card and issue a replacement card.